Create a payment link in the merchant dashboard (Invoicing → Payment Links) — pick an amount (or leave it open), a reference and an optional expiry, and share the URL:

https://v4pay.pokeapay.com/l/{token}

• The link opens a checkout session showing your business name, the amount and reference.
• Payment is via M-Pesa STK push; settlement is to your wallet, fees per your fee plan.
• Each completed payment fires a signed webhook and appears in your statements and reconciliation exports.
• Links can be single-use (invoice) or reusable; expired/cancelled links show an inactive page.

No API credentials, signing or server code are needed for payment links — they are the fastest way to get paid.